Frequently Asked Questions

For Owners

You need a company you can trust to handle your operational responsibilities. We have the experience you want in property management. We offer full service management of residential properties. We have a dedicated team of professionals ready to help you maximize your profits without sacrificing on service. Here is just a small list of the services you can expect:

  • Rate Analysis – We will analyze the market and find the rental rates that will make you the most money
  • Lease Administration – Whether its billing and collection or tenant screening, we will handle it for you
  • Home Maintenance – We will make sure your properties are clean and operating efficiently at all times
  • Marketing – Our marketing strategies will keep your occupancy and tenant retention rates high
  • Vendor Negotiations – Let us find the reputable vendors you need to make sure your operation runs smoothly

For Tenants

Effective October 18, 2013, please submit ALL REPAIR/WARRANTY REQUESTS through your tenant portal. Be sure to include specifics about the issue(s) you are experiencing and the best number where you can reached.

Incomplete REPAIR/WARRANTY REQUESTS will not be processed

If you have an emergency, please contact the appropriate vendor or James Deal at (817) 975-3604.

If you have a current work order and would like to check status, please visit your tenant portal or email James Deal james@tribardfw.com

Getting A Loan

In today’s increasingly automated society, it should come as no surprise that when you apply for a mortgage, your ability to pay can be reduced to a single number. All the years you’ve been paying your mortgage, car payments, and credit card bills can be analyzed, sliced, diced, spindled and mutilated into a single indicator of whether you’re likely to meet your future obligations. All three of the major credit reporting agencies (Equifax, Experian and TransUnion) use a slightly different system to arrive at a score. The best known is called the FICO score, based on a model developed by Fair Isaac and Company (hence the name) and used by Experian. Equifax’s model is called BEACON, while TransUnion uses EMPIRICA. While each of the models considers a range of data available in your credit report, the primary factors are:
  • Credit History – How long have you had credit?
  • Payment History – Do you pay your bills on time?
  • Credit Card Balances – How much do you owe on how many accounts?
  • Credit Inquiries – How many times have you had your credit checked?

Each of these, and other items, are assigned a value and a weight. The results are added up and distilled into a single number. FICO scores range from 300 to 800, with higher being better. Typical home buyers likely find their scores falling between 600 and 800.

FICO scores are used for more than just determining whether or not you qualify for a mortgage. Higher scores indicate you are a better credit risk, and thus may qualify for a better mortgage rate.

What can you do about your FICO score? Unfortunately, not much. Since the score is based on a lifetime of credit history, it is difficult to make a significant change in the number with quick fixes. The most important thing is to know your FICO score and to ensure that your credit history is correct. Conveniently, Fair Isaac has created a web site (www.myFICO.com) that let’s you do just that. For a reasonable fee, you can quickly get your FICO score from all three reporting agencies, along with your credit report. Also available is some helpful information and tools that help you analyze what actions might have the greatest impact on your FICO score. Each of the credit services offers similar services on their web sites: www.equifax.comwww.experian.com, and www.transunion.com.

Armed with this information, you will be a more informed consumer and better positioned to obtain the most favorable mortgage available to you.

Loan Origination Fee
This covers the administrative expenses in setting-up and processing the loan. The loan origination fee may be a percentage of the mortgage amount.

Points (optional)
An option for the home buyer is to pay points to lower the interest rate at which the loan will be repaid. Each point equals 1 percent of the mortgage amount. For example: on a $150,000 loan, 1 point would equal $1,500.

Appraisal Fee
The fee for having the house appraised may be incorporated into the closing costs or payment may be required by the lender at the time the loan application is submitted.

Credit Report
The lender uses a credit report to determine the creditworthiness of the loan applicant. This fee is often paid when the loan application is submitted.

Interest Payment
Typically the buyer is required to pay interest on the mortgage loan to cover the time between the closing date and when the first mortgage payment period begins. For example: If closing is on May 15. Your first monthly payment begins to accrue interest on June 1 with your first mortgage payment due July 1. At closing an interest payment covering the accrual period between May 15 and May 31 may be required.

Escrow Account
At closing a payment may be required to fund the escrow account if the lender is paying home insurance, property taxes and/or other expenses out of the escrow account.

Getting Results

  • Real-time Market Conditions
    My Comparative Market Analysis will help us set the listing price and develop the marketing strategy.
  • Experience
    With my many years experience, I’ll negotiate the best deal for you.
  • Support
    I’ll guide you through the complexities of selling a house, eliminating hassles and stress.
  • Unmatched Commitment
    I’ll initiate a comprehensive marketing program that combines print, web and outdoor advertising with one-to-one marketing.
  • Local Expert
    Working my connections in the local market, I’ll begin promoting your house to agents and potential buyers as soon as I secure the listing.
  • Time-Management
    Your house will be posted with MLS in 24 to 48 hours.
  • Superior Service
    You’ll be my only client in the real estate transaction.
  • Real-time Market Conditions
    Keeping apprised of market conditions, I'll know if an asking price is out of line or on target.
  • Experience
    With my many years experience, I'll negotiate the best deal for you.
  • Support
    I'll guide you through the complexities of buying a house, eliminating hassles and stress.
  • Unmatched Commitment
    As a full-time agent, I make myself available to show houses when it's convenient for you. I'll be there after hours and weekends - just ask.
  • Local Expert
    I know the neighborhoods, schools, market conditions and local economy. Essential factors in finding the right house at the right price.
  • Time-Management
    I'll notify you of new listings as soon as they become available.
  • Superior Service
    You'll be my only client in the real estate transaction.

Property Management Inquiry

Sell My Property

Property Information